Frederick C. Berry, Jr. is dedicated to the needs of insurance consumers and insurance claimants. He has thirty three years experience as an insurance lawyer.
Because of sickness or injury, I am unable to work. Can I make a claim against my income disability insurance?
Yes, if you have such coverage. Income disability insurance coverage is governed by the terms of the insurance contract. Many of these insurance contracts differ from one another. Often times, coverage is determined by the definition of “disability” found in the definition section of your insurance contract.