Frederick C. Berry, Jr. is dedicated to the needs of insurance consumers and insurance claimants. He has thirty three years experience as an insurance lawyer.
What kind of income disability policies are there?
There are several categories that differentiate income disability insurance contracts. Some insurance contracts only pay if you are unable to work at any occupation. Other contracts are supposed to pay benefits if you are not able to work in your own occupation. Sometimes, insurance contracts will pay own occupation benefits for a limited period of time and any occupation benefits thereafter.